Student Checking

With Our Student Checking, you will receive:

  • No monthly service fee
  • No minimum balance requirement

Plus These Benefits

  • Mobile & Online Banking
  • Direct Deposit
  • Bill Pay
  • e-Alerts & e-Statements
  • Check Ordering
  • Unlimited Check Writing


  • If Under 18, Must Have A Qualified Adult Joint Owner
  • $25 Minimum Deposit To Open
  • Birth Certificate or State/Government Issued ID
  • Social Security

*Must open savings account first. See Regular Savings page for more

Pay for Grades Rewards

Education is the foundation for your future. Pampa Teachers FCU supports the importance of working hard to get a good education. We want to reward our student members for their efforts. Get rewarded for your hard work with our Pay for grades contest!

Here’s how it works:

  • Offer valid for Pampa Teachers FCU Members in grade 6-12 with a youth savings or checking.
  • Account must be in good standing.
  • Winners receive $5 per A, $2 per B, and $1 per C.
  • Earn up to $25 per semester and $50 per year
  • Submit Fall Report Cards by January 31 Spring Reports by June 30.
  • Bring your report cards or submit online*
  • Winners will be notified by email and winnings will be deposited into the winners’ account.
  • Maximum Great Grades credit of $350.00 over the duration of membership.
Photo Of Students Sitting On A Park Bench In A Park

*Special Note to Members 12 years old and younger: Pampa Teachers FCU adheres to the Children’s Online Privacy Protection Act  or “COPPA” that prohibits collecting any personal information online from a child under age 13. For members 12 years old and younger, please have a parent or guardian complete and submit the online redemption form for you OR stop by Pampa Teachers FCU to fill out your Great Grades Reward form in person. Thank you!

Redeem Online

  • Must be 13 years or older to redeem online*
  • Complete the Online Redemption Form and attach a JPG or PDF of your report cards

Redeem in the lobby or Drive through

Redeem by Mail

  • Send your completed form along with a copy of your report cards to: Pampa Teachers Federal Credit Union, ATTN: Pay for Grades

2500 Perryton Pkwy Pampa Texas 79065

  • NOTE! Redeem your January-June report cards in JULY and your July-December report cards in JANUARY. Keep studying!

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Contact Info

2500 Perryton Pkwy
Pampa, Texas 79066-0920

Phone: (806) 665-0057
Fax: (806) 665-0533

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What Is An Equal Housing Lender?

As an Equal Housing Lender, Certified Federal Credit Union does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Under this Act, financial institutions are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap or familial status. Under the Federal Fair Housing Act, it is illegal to:
  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property
on the basis of race, color, religion, national origin, sex, handicap or familial status.

Your funds are safe at your federally insured credit union.

All credit unions provide insurance to their members from the National Credit Union Administration (NCUA ), an independent agency of the federal government. This means that your money deposited in a federally insured credit union is insured up to $250,000, similar to the insurance provided by the FDIC (Federal Deposit Insurance Corporation) to banks.

The shares in your credit union are insured by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States Government. Established by Congress in 1970 to insure member share accounts at federally insured credit unions, the NCUSIF is managed by NCUA.